The situation is particularly difficult for women. Their access to the labour market is poor: with around 27 per cent, Bosnia and Herzegovina has one of the lowest female employment rates in Europe. Many women have no health insurance and are particularly vulnerable to poverty.
The Roma community is especially affected by discrimination. Their access to housing, health care, employment and education is poor. Two thirds of the Roma have no health insurance and their language, Romani, is not an optional subject in schools.